Class Valuation recently announced the launch of Class Valuation Analysis (CVA), a next-generation appraisal review solution engineered to bring greater transparency, compliance and confidence to residential property valuations, according to a press release.
CVA delivers a comprehensive review of original appraisal reports that complies with USPAP. Each review is conducted by a licensed appraiser who analyzes the original report, leverages analyst-assisted automated valuation model (AVM) tools, and provides supplemental comparables or revised valuations as needed.
CVA was developed to provide capital market and lender clients with a direct, trusted source for appraisal reviews, eliminating the need to rely on third-party vendors.
“In today’s market, uncertainty is expensive, and lenders can’t afford to second-guess their valuation data,” Class Valuation CEO John Fraas said in the release. “Class Valuation Analysis delivers what our partners need most — clarity, confidence and compliance, especially when making high-stakes trading decisions tied to mortgage servicing rights.
“By combining licensed expertise, AVM-backed analysis and actionable reporting, CVA helps our clients validate collateral quality and mitigate risk across the loan lifecycle,” Fraas added.
Lenders can use CVA at multiple stages of the loan lifecycle, including forensic appraisal reviews, internal control audits, construction validation and even for GSE post-board evaluations. With rapid turnaround times, detailed compliance checks and supplemental comparables where needed, CVA ensures that each report not only holds up under scrutiny but actively strengthens decision-making processes.
Each CVA review includes:
- A risk-based appraisal assessment by a licensed appraiser;
- Validation of comparables, adjustments and disclosures;
- Optional revised valuation or supplemental comparables; and
- A clear, actionable report to support the next steps in lending.