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Do you think the inclusion of more AMCs to appraiser organizations would be a benefit or not? Why? Comments
6/28/2016 4:50:53 PM 1/26/2016 7:22:10 PM 5/13/2015 4:17:31 PM 1/6/2017 5:15:31 AM 4/19/2016 7:43:00 PM 6/22/2015 12:52:36 PM 7/28/2015 4:22:03 PM- They would poorly reclaim the industry.
9/7/2016 12:22:44 AM - Are you on dope son? It's been 10 years, time to give up the charade. Total leeches that harm local banks appraisers and consumers.
6/13/2018 3:37:31 AM 5/11/2017 5:54:40 PM 6/4/2015 5:30:31 PM 8/18/2016 11:13:46 PM 4/21/2015 2:32:33 PM 5/11/2017 11:33:51 PM 3/24/2017 7:53:17 PM 6/21/2016 10:49:19 PM 8/18/2017 5:21:32 PM 12/29/2015 5:19:46 PM 8/26/2016 6:03:40 PM 5/19/2016 5:30:39 PM- AMCs are only in business to ride on the monetary shoulders of appraiser's their is no benefit to licensed appraiser's with the only benefit to the subscribing lenders to satisfy compliance issues from the past and in some cases to settle prior violations as a condition of still being in business.
10/10/2016 1:12:51 PM - Apples and oranges 2 different things
12/2/2016 10:42:59 PM 7/30/2015 3:22:33 PM 1/22/2016 3:56:28 PM 9/2/2015 3:51:37 PM 5/12/2016 12:13:52 PM 3/7/2017 8:02:33 PM- The more transparent your relationship with amc's are the better the experience for both parties. I have enjoyed and have welcomed the AMC's i work for and I Appreciate them and in turn they seem to appreciate me. There are some bad apples as there is with everything i guess. It doesn't take long to weed these out.
2/3/2017 5:43:24 AM 1/16/2018 7:46:22 PM 5/3/2018 8:58:58 PM 8/8/2016 6:31:12 PM 9/7/2017 5:46:20 PM 5/28/2015 4:23:00 PM- AMCs are the problem. They need to be removed from the process completely.
8/8/2016 9:30:50 PM 9/1/2015 4:13:25 PM- AMC's are driven by profit. They have the one size fits all mentality, thus their demands cross the line of forcing the appraiser to create a misleading report. I do not work for them for this reason.
9/12/2017 5:46:36 PM - Communication is always useful but the question is "will THEY listen". More importantly, are they even needed to begin with? Perhaps yes, but not when they are removing income from those earning it for little benefit. I retired from appraising partly due to the existence of AMC's.
9/29/2015 8:13:31 PM - They would just serve as lobbyists serving AMC interests and not appraiser interests.
8/18/2015 2:16:19 PM 12/15/2015 4:01:36 PM- why do we have these idiotic questions.
5/10/2016 4:20:12 PM 2/3/2017 8:14:02 PM 8/19/2015 12:00:59 PM 8/27/2015 2:25:26 PM- AMC's need to go away. They are the thorn in the home buying process, they keep the appraiser broke, dangling the carrot for work, then pay a month later with all kinds of conditions why they wont pay, the turn times are heart attack pace, the industry has deteriorated with the AMC model. As a 25 yr vet, the AMC model only keeps me broke and feeling not independant.
8/18/2017 1:30:55 AM 8/19/2015 5:36:30 PM- No, No, No, No, NO AMCs. Please!!!!!
7/21/2017 9:20:58 PM - The elimination of AMCs would be a great benefit to appraisers and appraisal organizations.
7/5/2016 4:57:08 PM 1/21/2016 4:27:16 PM- They would infringe upon the independence of the appraisal group.
6/2/2015 6:02:27 PM 2/8/2017 7:48:17 AM 12/8/2016 9:43:47 PM- AMCs provide no value to the industry. They have actually had the complete opposite effect on the industry than they were intended. AMCs should be outlawed!
9/15/2016 8:17:28 PM 8/19/2016 10:19:12 PM 11/17/2016 6:45:23 PM 10/22/2018 2:53:10 PM- AMCs are wholly a complete distraction from the valuation industry and should be eradicated
3/22/2016 1:28:44 PM 2/9/2016 6:30:29 PM 8/30/2016 9:13:16 PM 8/21/2015 11:34:52 AM- AMC's are dumbing down the 'profession'
5/23/2017 9:39:55 PM 4/7/2017 4:37:33 AM- HELL NO! AMCS STEAL HALF THE LIVELIHOOD OF APPRAISERS WHO ARE FORCED BY LENDERS TO GET THEIR ASSIGNMENTS INDIRECTLY INSTEAD OF DIRECTLY FROM LENDERS.
3/1/2017 2:48:32 AM 12/31/2015 2:44:19 PM 6/14/2018 10:12:29 PM- Fox in the henhouse, I'd say. Being in our group would be just a way to pretend they want us to prosper.
7/4/2015 2:56:02 AM 7/6/2017 7:39:41 PM 8/15/2017 9:01:25 PM- Cannot speak freely when reps from the AMC you work for are part of the appraisal organizational meetings. They make great guest speakers though!
8/18/2017 4:57:17 AM 12/28/2017 7:58:24 PM 5/19/2015 2:43:38 PM- Cross purposes
7/21/2015 3:34:45 PM 8/13/2016 8:10:48 PM 12/22/2015 4:36:33 PM 5/26/2017 12:10:57 AM 4/13/2017 8:44:41 PM 2/2/2016 3:12:29 PM- AMC's are a cancer to the appraisal industry by ripping off appraisers with lower fees and ripping off the consumer with added costs to an appraisal. Any organazation that accepts AMC's for anything else than the thieves that they are should be boycotted by aappraisers
8/14/2017 9:45:00 PM 11/29/2016 8:27:01 PM 2/22/2018 6:39:24 PM- AMC's are the worst thing to happen ever to appraising. Period.
11/18/2017 2:25:42 PM 6/30/2015 1:25:29 PM- Very few employees have sufficient understanding of industry and reaching those that do understand is sometimes nearly impossible. This does not apply to all AMCs, but in our experience it does apply to well over half of them.
8/12/2015 3:25:57 AM 8/27/2015 2:48:26 PM 5/5/2016 2:47:59 PM- AMC's are money gouging additional layers of paper work that raise suspicions of the public that they are being treated fairly.
7/12/2015 4:20:18 PM 3/20/2018 7:20:39 PM- AMC = end of the real estate appraiser
3/6/2018 10:09:33 PM 10/20/2015 3:17:50 PM 8/16/2015 1:03:57 AM 11/15/2016 7:40:56 PM- More of Less of the same is the same.
10/28/2015 7:38:39 PM 12/30/2016 2:11:16 AM 8/18/2015 4:13:56 PM- Why? Is this to infer or imply some type of "partnership" of Appraiser organizations and AMCs
1/31/2017 1:00:24 AM - The objective of an AMC is in contrast with the purpose and development of an appraisal. All entities which become a part of a real estate transaction must be separate from each other, especially the appraisers. AMC's have the lender, investor or banker's interest in mind, not the objective development of an appraisal.
4/28/2015 4:29:07 PM - I will drop out of any appraisal organization that allows membership to any AMC. STOP working for Appraisal Management Companies as they are sucking the life out of this occupation!
6/11/2015 4:18:08 PM - We are seeing a trend of lenders moving away from the AMC model. They have discovered they get much better quality while ordering in house by a separate department.
11/29/2017 12:39:15 PM 11/17/2016 6:49:28 PM- They need to be eliminated. The sooner the better. They distract from the independance of the Appraiser to charge a fee consummate with the assignment and they black list you if your more then a few hours or a day late. They are the scrooge of the industry, they syphon the profit from the appraiser, they raise the cost to the consumer for no good cause or reason, their fee comes out of the Appraisers Fee and the Appraiser gets zero benefit, the lender gets the benefit of pre review and underwriting goes quicker, since they benefit the most, why dont they pay for it, instead of the consumer & the appraiser taking the burden for the lenders benefit? Ass Backwards!!
5/16/2017 8:20:15 PM 6/9/2015 3:19:11 PM 7/14/2015 9:55:01 PM- Get rid of the AMC's totally.
5/31/2015 5:11:18 PM 6/20/2017 5:28:30 PM 5/26/2015 4:01:46 PM 4/28/2015 3:16:35 PM 3/19/2018 3:18:10 PM- We might finally get a fist-fight at one of these boring meetings!
1/2/2017 3:17:31 PM 4/25/2017 9:48:56 PM 11/24/2015 3:21:33 PM 10/9/2015 11:43:32 AM- Lower fees and more work
9/2/2015 10:07:48 PM - They represent a lot of appraisers, and it would be good to get their perspective.
9/2/2015 10:26:36 PM 3/30/2016 2:32:19 AM 7/28/2015 3:14:27 PM 12/1/2015 4:26:29 PM 10/10/2015 12:31:32 AM 1/30/2018 10:02:40 PM 9/22/2016 10:35:47 PM 8/26/2016 6:49:51 PM 7/30/2015 2:25:50 PM 8/21/2016 4:58:41 PM- They run the fee up to the end user and have not stopped the communication, or pressures from the business
8/28/2016 8:11:10 PM - Good opportunity real discussion.
5/14/2015 4:13:30 PM 5/19/2015 2:04:05 PM 5/27/2015 3:39:25 AM 4/3/2016 4:36:22 AM 2/11/2016 2:14:07 PM 3/21/2017 9:45:25 PM 4/18/2017 5:35:19 PM- I don't currently use AMCs because I get enough VA appraisal work to keep me busy. However, I would consider doing so if they were easier to work with and did not require E&O insurance.
5/14/2017 6:47:38 PM 10/31/2015 1:54:25 PM 8/3/2015 4:49:49 PM 5/4/2017 7:03:00 PM 8/29/2017 8:28:05 PM 12/7/2015 8:33:47 PM 3/29/2016 1:19:44 PM 9/13/2016 8:26:59 PM 2/2/2016 8:34:57 PM 5/31/2016 6:43:06 PM 1/2/2016 3:16:24 AM 4/5/2016 2:24:04 PM- the wolf guarding the hen house
8/30/2018 8:55:50 PM 9/6/2018 11:28:41 PM 9/8/2017 1:53:42 PM- Most "appraisal organizations" represent AMC's now, not individual appraisers.
10/22/2015 3:24:48 PM 10/15/2015 4:30:50 AM 6/25/2015 1:33:04 PM 1/5/2017 1:55:57 AM 10/11/2017 4:36:26 PM 10/17/2017 7:24:01 PM 8/27/2015 1:58:28 PM 11/22/2016 7:45:47 PM 9/8/2016 7:08:03 PM- The Appraiser needs to be back in control, not the AMC.
2/14/2017 7:14:18 PM - There hopefully be some dialog that would be benifial to both sides.
11/12/2015 2:28:58 PM - The AMC's are third party profiteers that bring nothing to the profession.
6/7/2018 6:19:05 PM 9/6/2018 7:25:21 PM 7/6/2018 10:44:04 PM 10/22/2015 5:55:01 PM- The AMCs do not have the appraisers best interest as a top priority. Their bottom line is and many times that is at odds with the appraisal industries best interest.
5/29/2018 6:33:50 PM 12/14/2016 12:30:34 AM 6/25/2015 1:30:45 PM 8/23/2016 6:27:23 PM 5/6/2015 6:27:00 PM- Appraisers need their own voice - not one designed by it's very nature to eliminate them from the process.
1/19/2016 4:34:09 PM - AMCs have done nothing but increase costs to the consumer, make the appraiser's job more difficult and time-consuming, ruin relationships between appraisers and lenders, increase the time it takes to put a loan on the books, and introduce absurd underwriting requirements that have no business being introduced
12/1/2015 4:22:37 PM - Don't even understand why you are asking this question?
10/9/2015 2:58:28 PM 8/2/2015 11:52:16 PM- So they can steal what's left from the appraisers. AMC's suck and add no value. Just cost the consumer more money while stealing from the appraisers!
4/4/2017 9:58:45 PM - After Dodd-Frank is repeal, why would anyone need an AMC?
4/25/2017 4:10:51 PM - The same as saying that business groups should be represented in union organizations.
8/20/2015 4:00:55 PM - AMC'S do not add value for appraisers. If an organization is representing appraisers and their interests an AMC is not a good addition. AMC's do not add value to appraisers. Organizations which are dedicated to the best interests of appraisers should not have AMC's as members.
8/21/2018 8:50:27 PM - COMMUNICATION IS OFTEN A KEY TO SUCCESS and would offer a common ground.
8/4/2016 7:51:23 PM 7/26/2016 8:28:07 PM 5/5/2015 3:36:14 PM 6/10/2016 12:13:37 PM 9/2/2016 2:21:19 PM 3/24/2016 1:55:42 PM 10/27/2017 2:56:34 AM- AMC lack the licensing and internal expertise to be any benefit
8/31/2016 6:49:51 PM 1/4/2018 10:44:21 PM 9/16/2016 2:14:51 PM 3/27/2018 9:02:01 PM 4/6/2017 10:11:27 PM 8/3/2015 4:12:57 PM- They already are. Most AMC people are former appraisers.
8/9/2016 2:29:22 PM - I would suggest you look at the AMCs which have been formed to serve the banks which are "too big to fail".
Sometimes they are actually located in the same bank building!
The AMC staff is more concerned with getting reports in a hurry for the lender. They are pests and threateners, and will email or phone you 10 times a day, not kidding.
These people do not care about accuracy of value, they simply want to fill quotas. And if the loan is foreclosed 5 yrs from now, none of these people will be in the same job. No wonder they don't care.
As I understand it, the AMCs are supposed to keep the lenders off the appraiser's back and let him work him for accuracy. After this summer, my feeling is they could care less about whether the value is accurate or not. They just want to fill a quota because the bank wants it filled.
The banks which are so-called too big to fail, which got bailed out by the government, still have portfolios with old toxic loans. A few more don't matter, as the government will bail them out again.
8/12/2015 5:50:11 PM - They are a broken business model that reduces the professional integrity of the profession.
4/16/2015 5:16:33 PM - AMC;s are getting paid to send appraisers business that they don't have any risk or responsibility for.
10/18/2016 5:56:21 PM 10/15/2017 3:53:35 PM 5/25/2016 2:01:51 AM 2/2/2017 11:09:57 PM 10/11/2017 9:43:21 PM 4/4/2017 7:38:58 PM 1/26/2016 4:40:21 PM 5/6/2015 1:59:05 PM 8/8/2016 5:55:40 PM 8/20/2016 8:08:43 PM 7/21/2016 5:58:30 PM- Appraisal management companies are not appraisers. Moreover, many advocate a business model by where the appraiser is at the bottom of the organizational chart...an expendable cog with a lower position than petty functionaries within the organization. If the appraiser is a professional, he/she ought not accept such a position. AMCs in general are not concerned with professional appraisal practice and have no place in a professional appraisal organization.
8/18/2015 2:29:48 PM 1/14/2016 6:20:03 PM 2/16/2016 2:48:45 PM 8/8/2016 10:50:13 PM- AMC's are not interested in the appraisers being able to survive in their own business. What used to take 2 -3 hours to do a report now take over 5. they keep dropping their fee's and shortening their due times. creating the need for more and more review changes. They like the BANKS want to get rid of appriasers and use AVM's.
7/14/2015 3:07:03 PM 9/3/2015 1:44:37 AM 1/26/2016 3:11:45 PM 11/4/2015 9:28:50 PM 1/3/2018 4:37:00 PM 5/22/2018 5:49:27 PM 11/10/2015 2:26:41 PM- AMC's are appraisers and they have special insight into how they market our services AND their services together. The AMC model has attracted a much larger chunk of the money swirling around Real Estate transactions to the Valuation side. That is a model worth studying... together.
8/26/2017 2:07:56 PM - They are just looking for the cheepest appraisl they can get. They are not interested in helping appraisers: only hurting them.
12/20/2016 9:49:22 PM 12/6/2017 12:03:25 AM 12/2/2016 6:33:12 PM 8/25/2016 5:52:07 PM- I believe AMC's are slowly ruining the valuation industry. An AMC is 5 people doing the work of 1. An appraiser is 1 person doing the work of 5. AMC's are profitable. Appraiser's struggle. What's wrong with this picture?
8/6/2018 1:35:41 PM 8/12/2016 5:13:15 AM- Amc should be separate from any appraiser organization in general. My experience recently has been AMC companies are now working with each other to share appraiser fee. Currently, there are several that share the fee and pay the appraiser a sad $125 per appraisal but offer MILAGE!The wording "Fair and equitable needs to state percentage of fee such as 75% of fee is to go to appraiser DIRECTLY. Another AMC joining appraiser organization is not helping appraiser
12/27/2016 9:11:49 PM 5/9/2017 7:05:18 PM- AMC’s are a cancer to our industry. They should not be involved in appraisal organizations.
3/20/2018 8:14:29 PM - Depending on the purpose of the organization, AMC'c would bring nothing of value to the appraisal table.
10/13/2016 6:39:26 PM 6/21/2016 10:36:35 PM 2/16/2016 2:43:29 PM- No benefits. Since the inception of AMC's our income has plummeted. AMC's, are business' with their goal is to increase their profits at the expense of the appraisers.
8/26/2016 8:25:14 PM 5/30/2015 10:00:03 PM 5/17/2017 12:47:10 AM 12/8/2015 3:34:28 PM 10/27/2017 12:31:54 PM 9/29/2015 4:40:29 PM 8/27/2016 12:02:03 AM 5/21/2016 10:26:42 PM- Maybe the appraisal firms The appraiser should have a qualified reviewer that the banks and those ordering appraisals can trust. The AMC are their own managers using machines that can't communicate.
1/12/2018 5:17:43 PM 5/18/2017 6:19:30 PM 10/10/2018 4:01:48 PM 4/30/2015 3:36:23 PM 1/28/2016 3:37:17 PM 6/2/2015 8:12:23 PM 5/10/2016 2:25:50 PM 8/4/2015 8:01:30 PM 11/3/2016 8:08:22 PM 8/2/2017 6:14:57 PM 10/22/2015 2:23:17 PM 8/5/2016 10:52:20 PM 3/2/2018 9:03:45 PM 1/21/2016 4:39:56 PM 1/3/2017 8:08:23 PM- AMCS ARE USELESS
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9/7/2018 6:01:40 AM - Some of the staff at AMCs are clerks that have little if any knowledge of valuation or real estate. Many cannot read an appraisal report. Any and all interaction serves as crosstraining for both the AMCs and appraisers and promotes a better understanding of what each of us does.
8/8/2016 6:23:05 PM 8/24/2017 11:41:49 PM 8/18/2015 3:11:10 PM 8/6/2015 4:39:32 PM 5/31/2016 7:19:04 PM 8/11/2016 1:01:15 PM- AMC are NOT appraisers.
8/12/2015 6:45:35 PM 6/23/2015 12:09:18 PM 8/13/2015 9:01:41 PM 12/1/2015 11:23:52 PM 8/9/2016 3:51:54 AM 11/10/2015 4:22:48 PM 6/23/2015 1:23:38 PM 8/27/2016 6:36:52 PM 3/10/2016 6:04:23 PM 7/17/2015 1:43:18 PM- The HVCC process with AMCS and appraisers is horrible.
There is little to nothing that can help this process
4/13/2016 3:01:22 PM 7/26/2016 4:32:29 PM 3/24/2016 12:14:29 PM 5/31/2017 3:41:15 PM- The AMC's are an unnecessary intermediary between the appraiser and the client. There is no reason for them to exist.
2/7/2017 6:45:39 PM 8/2/2017 10:53:43 PM 11/22/2016 8:16:01 PM 5/4/2018 12:49:23 AM 5/29/2015 9:09:11 PM- The majority of the Amc's have been detrimental to the industry and to the lenders and home owners since they came into being. s
10/20/2017 4:24:57 AM 8/27/2016 10:12:05 PM 2/16/2017 7:47:06 PM 7/21/2015 7:33:30 PM 6/23/2016 12:17:51 PM- due to AMC own interest it would detract from the true mission of organizations.
1/4/2016 9:10:00 PM - Most Appraisers hate AMC's & no wonder appraiser organizations are in cahoots with AMC's that appraisers can not trust anything. The only hope Appraisers have is that Trump does away with the Dodd-Frank law and the AMC's. Maybe Trump can "Make Appraising Great Again".
2/21/2017 7:34:05 PM 7/20/2017 9:57:17 PM 1/5/2016 4:18:51 PM- I think it would detract from just about any appraisal organization; the typical AMC has more time and money than the independent appraiser which the organization is supposed to support and represent. The AMC’s would be in a power position to influence changes within the organization to benefit the AMC and most likely harm the independent appraiser, especially in the way of reasonable and customary fees (not).
4/16/2015 4:44:12 PM 6/4/2015 2:28:19 PM- They are all ASSHOLES that feed off of our sweat!,,, Are you stupid, YES to even ask. MOST AMC OWNERS ARE NOT APPRAISERS. I shudder been a atty
12/29/2017 3:34:32 PM 8/31/2016 7:19:58 PM 9/29/2016 6:14:47 PM 8/21/2015 7:47:44 PM 3/23/2017 9:20:12 PM 12/20/2016 11:12:23 PM 10/6/2016 1:36:49 PM 3/29/2016 2:51:43 PM 9/2/2015 3:47:08 PM 5/14/2015 5:32:30 PM 5/19/2016 5:17:53 PM 2/9/2017 10:23:16 PM 1/28/2016 5:16:32 PM 10/26/2017 7:00:39 PM- Get rid of the AMC's. They detract from the entire real estate industry. They are a huge negative.
8/12/2015 5:24:01 PM 7/23/2015 8:41:07 PM- This kind of game gives a real experience of building a fafdkeaeceagebae
3/27/2018 12:18:09 PM 7/28/2016 1:15:49 PM- I will never be a part of any organization that involves an AMC. I will never again work for any AMC.
9/12/2017 7:11:54 PM 5/14/2015 3:51:52 PM 9/24/2015 4:44:08 PM 8/12/2015 7:52:19 PM 8/3/2015 4:59:53 PM 1/1/2016 7:48:57 PM 3/22/2016 11:08:23 PM 11/22/2017 3:24:24 AM 4/21/2016 12:44:24 PM- What does "inclusion" mean? If they have appraiser staff, can't those appraisers already be included? If there is management, can they not already take any CE, go any meetings, any appraiser organization has? Would any appraiser organization say, "You work for an AMC. Your kind is not welcome here." Strange question.
5/21/2015 2:04:57 PM 12/7/2015 10:24:47 PM 5/5/2015 6:19:07 PM- They are leeches on the appraisal process,created by Cuomo,The Czar in the Obama Administration in 2009 in the attempt to regulate and centralize the appraisal process throughout the country. In many places, they destroyed the appraisal industry. Over 45,000 appraisers have left the business since then and today, in some places, it is a comp[ete mess.
6/1/2017 3:34:29 AM 2/28/2017 9:20:12 PM- Only the opinions of independent appraisers, Actual appraisal companies and the end users of our products are relevant to the profession.
7/9/2015 6:31:57 PM 7/15/2015 2:31:16 AM- They are the fox in the hen house, the sooner they are eliminated, the sooner the Independant(ha ha) Appraiser can hire again and make a decent living. Since, broke all the time with no end in sight, getting paid 30-90 days after the delivery is breaking the bank, never able to pay obligations on time, tons of overdraft bank fees, turn times outrageous, working till 4-5 am to meet demands, then do it again till burn out. No wonder the best & brightest Appraisers are running from this industry, what used to be a great business is now a slave driver(AMC) business, puppet master demanding so much from the puppet till they burn out, then find another in the same market to do it over again. This Dodd-Frank Act regulation has got to end soon or double the fees to make it worthwhile. It is sad, I did not sign up for AMC Slavery in 1993, but have been looking for another field recently before it kills me with lack of sleep and always waiting for the checks that 3 our of 4 are over 30 day net as promised. Politics has ruined this profession, its worse then a JOB! However, we are still Just Over Broke, JOB!! Keep the AMC out of the equation, the industry will grow nicely, keep up the status quo, this industry will continue to reel in mediocrity and not attract quality minds or people to work it.
11/16/2017 8:21:00 PM 9/16/2016 9:46:11 AM 9/6/2018 4:49:38 PM 8/23/2016 5:10:12 PM 12/7/2015 8:33:44 PM 1/21/2016 5:06:35 PM 10/12/2018 1:46:27 PM 8/2/2017 9:27:46 PM- AMC are only concerned with profiting from the work of the appraiser. With them continuing to reduce our fees and higher demands only makes us very resentful. Orders are not being placed with the appraiser that may be more qualified it goes to the lowest bid and fastest turn time. In the end who really many loose!! Total greed ..just a shame.
10/10/2017 10:23:02 PM - people wouldnt feel free to comment on who the bad AMCS are...
12/16/2016 3:37:20 AM 10/8/2015 4:20:14 PM 6/16/2015 3:09:23 PM- Who signs the appraisal report?
Thank you
8/19/2015 2:38:00 AM 9/6/2017 10:19:51 PM 8/4/2017 11:55:58 AM 9/11/2018 10:05:59 PM 6/16/2016 2:27:11 PM 8/29/2017 5:21:52 PM 5/19/2016 4:55:58 PM- My thinking it would make little difference, unless that would allow them to take more of our fees
8/31/2016 11:00:05 PM 8/1/2018 11:28:28 AM 3/29/2016 3:06:32 PM 8/11/2015 12:31:35 AM 7/20/2016 2:57:09 PM- AMCs are not appraisers. They have not business in appraisal organizations. They have harmed the public and deteriorated the industry.
7/25/2017 5:47:00 PM - AMC'S SUCK FUCKEN ASS! They steel from the appraiser and add nothing of value at all! Just a Piece Of Shit Bullshit Middleman forced on appraisers.
9/8/2016 7:10:14 PM 8/5/2017 4:56:35 PM 6/25/2015 4:08:54 PM 8/23/2015 1:12:48 AM- The fact that an appraiser or an AMC belongs to an appraisal organization does not guarantee good work, good conduct or superior knowledge. It simply states that the appraiser or AMC was able to come up with the funds to pay the dues and, in some cases, complete a demonstration report supposedly reflecting knowledge & understanding of the appraisal process. 'Tain't necessarily so!
7/14/2015 2:05:51 PM 8/18/2015 2:07:06 PM 5/12/2015 3:43:36 PM 9/8/2017 5:32:08 PM 8/9/2016 5:12:17 PM 7/12/2016 5:17:37 PM- THEY ARE UNNECESSARY LEECHES
1/21/2016 11:56:50 PM 8/31/2017 6:53:15 PM 8/28/2018 7:39:42 PM 4/4/2016 8:48:16 PM 9/16/2016 10:34:53 AM 6/18/2015 2:37:48 PM- The industry is currently over-run with AMCs that add little value while secretly absorbing a massive portion of the fee once paid to the appraiser. They are a cancer on the industry.
9/4/2017 3:52:57 PM 2/15/2017 4:55:59 AM 7/26/2016 6:31:50 PM- AMC s have depleted the market for good appraisers; replacing them with appraisers who will work for a lessor fee and at a higher turn-around time; typically less competent !
9/6/2018 5:21:00 PM 4/28/2016 9:40:01 PM- STOP PUTTING THE FOX IN THE HENHOUSE!!! These organizations only benefit if appraisals go their way. I can't believe this is even a question!!!
8/9/2016 10:11:27 PM 2/9/2017 10:19:50 PM 9/29/2015 3:10:44 PM 8/17/2016 4:53:58 AM 8/4/2015 12:20:40 AM 1/10/2018 8:45:26 PM 9/29/2016 7:01:56 PM- Without the inclusion of all parties concerned, makes the development of fair and equitable policy impossible. Appraisers and AMCs need to collaborate rather than maintain a divided camp.
6/28/2016 2:05:25 PM 8/3/2015 6:45:16 PM 8/6/2015 3:57:16 PM- AMC are generally staffed by Idiots often with no background
The Contract Reviewers are a particularly bad situation.
10/6/2015 5:29:20 PM 9/13/2016 5:24:18 PM- AMCs are a detriment to the appraisal function and are nothing but a mid-party rip-off. Banks are dropping them and going in-house, which should be the wave of the future
7/31/2018 11:20:52 PM 8/5/2015 1:16:27 PM 4/6/2017 10:12:10 PM 8/31/2017 5:20:08 PM 11/2/2017 7:45:27 PM 8/27/2016 8:52:15 PM- The AMC doesn't care about the appraisal process. They are there to make money and will sabotage the process. Often, the people who work for AMC's are not appraiser's yet they are "reviewing" the appraisal.
1/10/2017 10:38:07 PM 8/18/2018 12:36:32 PM 8/12/2015 6:11:34 PM 9/17/2015 1:52:53 PM 1/19/2016 9:05:06 PM 6/4/2015 5:44:49 PM 8/29/2017 5:09:58 PM 12/14/2016 5:21:42 AM 8/18/2017 4:41:14 PM- You'd be inviting conflict of interest to the greatest degree!
8/9/2016 5:35:37 AM 8/19/2016 10:38:30 PM- Appraiser's need to have organizations where they can speak freely. Letting the AMC bullies in would hamper open communication. AMC's are not there to benefit the appraiser but to benefit off the appraiser.
4/26/2017 2:19:24 PM 8/16/2016 10:30:48 PM 1/24/2017 8:41:31 PM 7/4/2015 1:04:24 PM 4/8/2017 11:57:03 AM 8/8/2016 6:58:14 PM 11/24/2015 2:48:59 PM 11/5/2015 4:03:21 PM 8/8/2016 7:56:29 PM 11/21/2017 10:05:49 PM- AMCs are in it for quick turn time and low fee. They only care about quality as much as a client and the regulatory make them care about it. They are not in for the appraisal industry- they are in it for their short term goals of squeezing a profit and attempting to show a value add.
8/27/2016 12:11:50 PM 5/3/2016 1:29:44 PM 11/3/2016 6:51:15 PM 4/5/2016 12:06:05 PM 7/29/2016 3:21:34 PM 6/14/2015 4:17:10 PM 5/4/2017 6:21:03 PM 8/18/2017 3:03:55 AM- We are at war. Lines are being drawn. AMCs are not appraiser's friends.
8/12/2015 5:35:09 PM 9/28/2016 9:01:59 PM 3/24/2016 3:34:00 PM- Hell No !!!! The AMC model doesn't work due to the low pay that trickles down to the field appraiser. The costs to be an appraiser and related overhead, not to mention the stress levels should command a higher pay rate.
5/31/2017 10:26:56 PM 6/6/2017 8:23:40 PM 6/1/2015 10:58:48 PM- Getting rid of appraisal management middle men and muddlers would be the best thing.
8/12/2015 8:55:42 PM 8/7/2018 7:09:12 PM 8/12/2015 5:28:36 PM- The AMC business model is unsustainable without appraisers. An AMC brings nothing to the table and not only does not add value to the process, it rapes the consumer.
12/18/2017 5:28:53 PM 8/11/2015 3:55:46 PM 2/9/2016 5:17:02 PM 10/6/2016 1:08:05 PM 1/18/2018 6:19:56 PM 4/14/2017 4:22:03 PM 9/19/2015 7:39:05 AM- Self explanatory
8/8/2015 5:24:31 PM - most are people that " couldn't make it" as appraisers...
3/23/2017 5:58:15 PM 5/4/2017 8:32:56 PM 4/5/2016 3:08:32 PM 10/13/2016 6:35:52 PM 2/10/2016 1:13:00 AM- If they had to use designated or licensed people to handle appraisal issues, it would benefit the industry and then professional organizations could have oversight. Most AMCs are the wild west and do whatever they want without any oversight.
8/26/2017 5:21:47 PM 11/3/2015 5:19:49 PM 3/27/2018 7:28:25 PM 10/27/2016 5:56:24 PM 10/6/2016 3:27:12 PM 6/1/2017 8:20:24 PM- Management companies are rarely directly affiliated with the QC departments of lenders. Too many lenders have been found to be more interest in volume the past 8 years than hiring and paying for qualified appraisers to produce solid loan packages. "Review" process in many of AMC's is suspect at best. They want quantity. We strive for quality of results. I don't think they are doing their job in terms of QC. Plus the lenders pay them out of our former fees, so the field appraisers are working for less and unfortunately many are giving less as a result. We need to focus on quality appraisal training and decent compensation. Not AMCs.
12/2/2015 11:49:07 PM 6/16/2016 1:18:34 AM 1/30/2018 9:13:27 PM 5/27/2015 11:50:47 AM- 95+% of appraising is pointless
1/11/2016 8:03:12 PM - nothing like inviting the fox into the hen house!
5/17/2017 3:21:25 AM 8/8/2017 7:06:54 PM 8/21/2015 8:48:12 PM 8/6/2015 2:57:41 PM 1/3/2018 3:30:37 PM 2/4/2016 9:56:11 PM 8/31/2016 10:28:50 PM 11/10/2015 8:55:47 PM 4/28/2015 3:14:50 PM 8/24/2017 5:19:45 PM 4/20/2018 11:20:17 PM 10/29/2015 4:02:38 PM 10/10/2017 7:31:19 PM 7/23/2016 7:31:34 PM- The AMC's have been undermining the appraisal industry from day one. The AMC's do not want a level playing field and have only their own best interest in mind.
5/31/2017 11:09:36 PM 8/25/2015 6:38:03 PM- AMC'S steal out of the appraisers pocket and kill the appraisal business. WHAA! Not enough appraisers. Plenty of appraisers just not enough to work for peanuts on the dollar.
8/9/2016 7:58:58 PM 6/22/2016 12:27:23 AM- AMC's are here to stay. In the end they are just people.
9/22/2015 3:45:58 PM 2/13/2018 9:22:50 PM 10/11/2017 11:29:54 PM 10/29/2015 2:57:07 PM 3/14/2017 9:16:12 PM 7/5/2016 3:37:04 PM 7/7/2016 2:23:22 PM 5/21/2018 9:43:39 PM 2/13/2018 7:47:23 PM 9/3/2015 3:22:37 PM 8/27/2015 3:42:37 PM 6/25/2015 6:22:20 PM 4/23/2015 6:15:43 PM 3/28/2017 7:13:26 PM- We don;t need them. thet are parasites on the system
1/26/2016 7:55:07 PM - as long at the ears are open and not the wallet!
5/19/2015 9:11:53 PM 4/21/2015 3:01:50 PM 8/23/2016 12:33:15 AM- They are a bunch of greedy leaches who don't care about anything but their own bottom line. They have destroyed the appraisal profession.
4/22/2015 12:27:18 AM 9/2/2015 3:42:58 PM- Their prime position is profit over proper appraisals. I am afraid that they would try to inflict damage to the reasonable and customary discussion.
9/24/2015 5:01:10 PM - Specifically where web can a certified psyciatrist submit content or sites for them to become fashionable? ebkffdfkagfefbeb
12/21/2017 9:51:14 PM 3/8/2018 7:39:48 PM 12/21/2017 8:15:06 PM 8/15/2017 11:39:14 PM- More ocmpetition
1/3/2018 8:42:49 PM - They take their easy money fees from appraiser's earned fees and provide no added value other than driving legitimate fees down to lowest bidders, bottom feeders.
1/30/2017 9:49:22 PM 3/8/2017 4:04:33 AM 8/29/2015 10:45:46 PM 5/8/2015 1:21:24 PM- My concern is about the quality of education among the members of these AMCs. Not all education programs are created equal, depending on their organization's history.
8/18/2018 3:25:10 PM 9/3/2015 2:36:38 PM 1/20/2016 7:01:17 PM 1/11/2016 2:25:55 PM- They have conflicting business plans when compared to fee appraisers and the overall animosity may hinder any progress, on the appraiser side.
9/12/2018 12:54:58 PM 2/8/2017 3:37:14 AM 8/23/2016 5:44:44 PM- survival of the fittest.
8/26/2016 9:52:28 PM 10/11/2016 7:12:36 PM- I think it would limit appraisers from speaking freely about their appraisal practice and dealings with AMCs.
8/2/2017 10:14:13 PM 8/17/2018 8:16:45 PM 8/8/2016 6:57:15 PM 6/28/2017 3:23:43 AM 9/24/2015 5:43:26 PM 9/8/2017 4:24:15 AM- Bulk of the appraising requirements come from AMCs, hence their presence in appraiser organizations will certainly broaden its outlook, from a client perspective. Of course, their views may not necessarily match that of the Appraiser community, and hence weightage should be accorded commensurately.
1/5/2016 7:23:46 AM - Yes, AMCs and appraisers need to find ways to have open dialogue and understand each other's challenges and opportunities. There is a gap in appraisers understanding of the AMC's role,the services they provide, and the regulatory/investor requirements they must comply with. Conversely, AMC's would benefit tremendously by listening to appraisers and understanding what is important to them and their valuation challenges.
1/3/2017 9:57:35 PM - Most AMC's do not have appraiser's interests in mind.
6/23/2015 2:18:45 PM 9/18/2015 6:49:06 PM 8/26/2016 7:16:11 PM 7/12/2017 2:50:17 PM 3/8/2017 6:09:01 PM 12/31/2015 5:22:42 PM- It is a broken business model that should not be encouraged in any capacity!
6/18/2015 3:20:04 PM 1/5/2016 2:44:33 PM 11/10/2016 10:24:22 PM- Haven't AMC's done enough to screw appraisers in the past?
They suck. Always have and always will and I would not join any professional organization the supported them PERIOD!
4/23/2015 12:43:33 AM 7/24/2015 4:28:38 PM 12/10/2015 2:56:30 PM 5/4/2016 4:03:07 PM- the appraisal institute forgot the residential arm of its members and as a result, there was no voice for the RES appraisers. Hence the establishment of AMC's filled the gap and helped create an industry filled with looking over your shoulder and appraisers with no voice.
11/20/2015 4:12:46 AM 11/22/2016 9:52:43 PM 4/6/2017 10:44:34 PM- They very nature of the AMC is parisitcal.
8/21/2015 9:48:47 PM 10/18/2016 7:13:43 PM 6/24/2015 3:17:13 PM 11/17/2015 10:47:46 PM 6/16/2015 3:08:36 PM- The reality is until somebody in this industry can get through to these entities the cost and time associated with being an appraiser and understand that it cost us the same amount of money to live as it cost them plus our costs to be in this business there is nobody writing our bills for us we pay our own bills if there's anybody in this industry that can live on $1000 dollars a week in this economy including the cost to stay in business and before taxes please show me how!
3/25/2017 4:12:45 PM 6/15/2017 10:10:55 PM 8/3/2015 2:39:57 PM- Members of appraiser organizations sometimes are given higher marks because of the "organization". However, the letters of designation or right to call oneself a "member" of an organization do not weed out the inept and dishonest appraisers, nor would membership weed out 'bad' AMC's.
9/3/2015 4:30:40 PM - Based on the few I have worked with, it would not be helpful for the appraisal organization. Again, only based on my experience with AMC's, non appraisers are reviewing appraisals and asking for changes that have no impact on value, quality of the report or are not USPAP, Fannie or FHA issues. It seems to me they are trying to find something in every report just to justify their existence. Trying to explain the appraisal process can be like talking to a pole, doesn't matter to them how much research the appraiser has completed, they still want something changed. I am sure there are some good ones out there, just have been lucky enough not to have to rely on AMC work.
2/28/2017 8:59:07 PM 4/14/2016 2:35:05 PM 8/12/2015 5:54:34 PM 8/15/2016 10:29:26 PM 1/5/2017 7:05:43 PM 7/5/2016 8:09:49 PM- They have nothing to bring to the table.
7/23/2015 2:03:14 PM 1/13/2017 1:52:23 AM 9/20/2016 10:10:04 PM 2/2/2016 3:44:15 PM- Why is it neccersary???
11/7/2017 9:16:16 PM 4/30/2015 2:32:00 PM 3/24/2016 3:28:50 PM 11/29/2017 3:21:54 PM 6/14/2016 1:51:48 PM- They suck ASS
7/12/2016 4:35:03 PM 10/27/2017 12:51:15 AM- Amc only care about making money off appraisers. The appraisal today should cost $800 minimum fee to appraisers.
12/10/2015 3:52:11 PM 5/25/2017 8:38:02 PM- AMC's add no value. Superfluous unnecessary hindrance to the process. No value or negative value.
12/1/2015 6:38:28 PM 6/1/2017 12:38:39 AM 2/2/2017 9:17:53 PM 9/6/2016 7:40:31 PM 10/13/2016 5:37:30 PM 8/17/2018 5:58:26 PM 5/26/2016 6:18:12 PM 8/31/2016 7:21:35 PM 4/21/2016 12:48:04 PM 4/19/2016 2:36:08 PM 4/21/2016 3:06:23 PM- I believe most of these organizations are owned by prior brokers. They treat appraisers like employees
8/8/2016 8:49:49 PM - AMC hopefully will be a thing of the past after the Dodd-Frank Law is repealed. I hate AMC.
2/2/2017 7:03:34 PM 5/26/2016 1:02:51 PM 4/24/2018 6:03:42 PM 9/17/2015 2:14:10 PM- AMCs are not appraisers. Banks already have a big voice with their corporate appraisers in these organizations. Appraisers are outnumbered and misunderstood as it is. We should call them what they are, under-compensated employees
5/19/2016 5:35:33 PM 3/4/2017 10:23:16 AM 8/25/2016 7:10:58 PM 6/16/2018 5:17:01 AM 11/12/2015 6:40:02 PM 6/9/2016 9:52:56 PM 4/6/2017 10:41:41 PM- AMC offer nothing but increased costs. The appraisers used are not good at all. They detract from the mortgage industry.
6/18/2015 5:03:13 PM 9/17/2015 2:35:29 PM 9/2/2015 8:37:28 PM 1/2/2016 7:24:58 PM 7/16/2015 7:37:27 PM 11/2/2016 3:56:31 AM 11/19/2015 2:25:22 PM 6/28/2018 7:10:31 PM 6/29/2016 12:09:41 AM- they need to be shut down not lifted up
11/29/2016 7:36:49 PM - Generally speaking, appraisal management companies are concerned with professional appraisal practice only to the extent that it impacts their bottom line. Faster and cheaper are the only relevant issues for them, resulting in lowest common denominator solutions. professionalism and competency, which ought to be what professional trade organizations are promoting, take a very distant back seat where AMCs are concerned, regardless of their rhetoric..
12/31/2015 2:42:09 PM 8/18/2015 5:42:52 PM- They don't add anything to the appraisal process. They just decrease the time we have to complete our assignments and take part of our fees..
1/5/2017 9:40:22 PM 8/24/2015 2:10:18 PM 10/11/2016 7:09:16 PM 8/19/2016 8:02:29 PM- I try to avoid taking work from AMC's, they make it very difficult to make a profit receiving half of the fee. Also they don't treat us as professionals, as Jonathan Miller stated, " we a just a commodity to them.
3/24/2017 11:19:01 PM 8/20/2015 9:54:20 PM 8/9/2016 10:53:49 AM 5/19/2015 4:17:59 PM 7/14/2016 1:31:48 PM- They lack any true experience in the valuation industry and without automated systems would understand even less.
1/11/2017 10:39:13 PM - More communication between appraisers and AMC's should lead to better understanding.
8/30/2016 7:12:50 PM 8/25/2015 3:18:47 PM 7/6/2016 2:39:49 AM- how about making a poll to see if we appraisers should have invoices on all are report and for the amc to have to break down the fee so that it is out in the open, or to have a cap on the % of the fee the AMC can only have.
invoices on all reports, amc only can charge like up to 15% of the fee for there services and how about them paying weekly or bi-weekly like they pay there own people and not this up to 2 months on payment. we are not loaning are fees to these amc.
2/11/2016 4:42:07 PM 8/12/2015 11:54:52 PM 3/3/2016 6:02:00 PM 8/11/2016 2:09:17 PM 5/15/2018 6:34:33 PM- They are not there for the appraiser's benefit - they are the biggest reason the industry is in trouble.
9/29/2015 5:56:33 PM 4/25/2017 9:19:07 PM 2/16/2016 2:18:27 PM 6/11/2015 8:22:18 PM 8/12/2015 5:19:26 PM 7/2/2015 3:59:28 PM 3/2/2017 8:39:12 PM 8/12/2015 5:57:46 PM 5/22/2015 5:02:19 PM 5/11/2017 8:31:25 PM 7/30/2015 4:05:53 PM- AMC's should be illegal.
2/18/2016 3:30:24 PM 8/12/2015 5:19:41 PM 11/12/2015 8:22:08 PM- They have stolen the appraiser's fee and continue to look for ways for them to profit at our expense.
12/21/2017 6:36:58 PM 11/2/2015 10:41:31 AM 8/18/2015 7:07:43 PM 10/27/2016 10:46:05 PM 3/31/2016 4:53:29 PM 9/22/2016 7:02:30 PM 1/20/2016 1:36:50 AM- It would be a benefit to all appraisers if the AMCs did not exist.
6/4/2015 3:54:24 PM - They don't care about quality or about fair fees.
8/26/2016 6:41:59 PM 9/8/2016 7:14:28 PM 6/6/2017 8:41:30 PM- it is time to stand up and take back are profession, how did the amc get to run are business? why is there not a cap on to what % they can charge for there fees, why is it still that there fee is not being disclosed to the public, dodd frank - full disclosure. why is it that bank owned amc get to take in more and more. and why is it that we appraisers are still being forced to pay for the amc 3rd party delivery fees that the amc chooses to use. how is it that they get to keep the fee for more then 30-60 days, before paying us? we are not a credit service, should we start charging a interest rate, and then like credit cards after like 21 days charge a late fee and then bump up the % like they do? how is it that they can form a big appraisal company by using these staff appraisers? how is that keeping them from having interest other then just what they were formed for. how is it the amc still are in control, how is it that they can get away with broadcasting out requests and demanding such unrealistic turn time and still unrealistic fees. in 1997 the fee for just a 1004 - non uad, no mc, no listings with a week after the inspection for turn ins were $350, get your inflation calculator and see the fee should be $518 now. how is it that the business itself has lost 40% of the people in the business but yet the demand is still high but not fee increase?
now appraisal-sharing, who gave anyone my permission to use my data that I got and reported? it now only takes about 6-8 years to become and appraiser and then the amc require you to have 3-5 yrs as a certified licensed appraiser to become a person on there list (who knows if you will get any work) so become something else, I should open a amc, then I wouldn't need anything and then rip off appraisers for - getting a request, finding a appraiser, review report and then send into the client, then taking a 30-50% cut and making the appraiser pay for everything, then I could invest there money for a 30-60 days before needing to pay them. while already collecting the fee before I place the order.
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8/22/2016 8:02:33 AM 7/25/2017 2:01:50 PM 4/8/2017 2:39:53 AM- AMC's are advocates of their producer/commissioned based clients - Keep on pretending their peers of appraisers
4/28/2015 2:28:54 PM 10/3/2017 7:50:54 PM- The goals of the AMC and the Appraiser are not always the same. The trust level is low between the 2 and there would be a lack of faith in the process to include them in our business.
10/12/2017 5:32:05 PM 6/15/2017 10:10:55 PM 8/31/2017 10:18:25 PM 8/1/2018 12:22:40 AM 12/26/2017 10:33:42 PM 3/7/2017 11:44:45 PM 10/22/2015 3:30:41 PM- AMCs have nearly destroyed the residential appraisal industry. I want nothing to do with them and certainly do not want them having any more influence on the Appraisal Institute.
8/8/2018 3:31:55 PM - In my opinion AMC are a violation of the appraiser's independence. They make rule sets the appraiser must follow to get the reports through because the lender asks for the rules. The AMC's are not the developers of the forms and bend over backwards to kiss the ass of the lenders without caring about any appraiser concerns. In addition, even after the final rules have come out the AMC's still do not pay a reasonable and customary fee.
10/19/2015 6:21:26 PM 11/29/2017 1:47:23 AM 8/12/2015 7:45:12 PM 8/26/2015 3:06:54 AM- as a respected magazine for the appraisal industry, It would be best that you completely leave any suggestion "at all" about AMC's
4/7/2017 2:08:33 AM 12/4/2015 2:37:13 PM- Many AMC's already have representations in organizations.
9/29/2015 10:50:24 PM 6/28/2016 1:16:28 PM 7/19/2017 1:43:40 AM 12/21/2016 12:17:18 AM 7/28/2016 1:35:57 AM 8/27/2015 6:28:44 PM 5/15/2015 2:09:44 AM- amc's need to be eliminated for the good of the industry period
8/8/2016 7:12:29 PM 9/10/2018 1:39:44 AM 2/23/2017 11:23:55 PM 3/2/2018 12:24:48 PM 4/16/2015 6:00:41 PM 5/28/2015 6:52:52 PM- Let's be honest. They don't care about appraisers, only profits.
8/8/2016 7:10:47 PM - They would add value as long as they adhere to the licensing rquirements for all employees.
8/8/2017 7:35:09 PM - AMC's are not appreciated by most appraisers.
11/12/2015 3:14:39 PM 11/5/2015 4:00:56 PM 3/16/2017 7:35:25 PM 12/22/2015 2:50:38 PM 7/13/2018 4:02:25 AM 12/9/2016 8:25:58 AM 9/17/2015 2:50:45 PM 8/5/2015 3:51:49 PM 8/19/2015 1:44:54 PM 9/4/2015 8:44:51 PM- AMC's preform in the appraisal profession as does cancer in the human body. jab
3/10/2016 6:34:10 PM 2/26/2017 2:01:37 PM 11/5/2015 1:59:56 PM- Unfortunately,after forty plus years in the appraisal profession in both residential and income properties and as a major metropolitan Chief Appraiser and Court Appointed Commission, I have seen nothing more detrimental to particularly the residential field as the establishment of AMCs! AMCs have caused a significant reduction in the net income of appraisers, reduced the quality and reliability of appraisal products, created unfair competition, and assisted in appraisals and appraisers to gravitate towards the lowest common denominator of expertise. I could elaborate further but I feel I've said enough for readers to catch my drift. Paul S. Johnson-Minneapolis.
5/26/2015 6:05:36 PM - The AMC industry has a direct conflict with the Appraisal Profession due to its required position as being an agent of the client.
10/26/2015 3:23:28 PM - They are not tasked with the job of appraising. They are designed to function as a wall between appraisers. Their interests are not the same as Appraisers. Many times their interests conflict with those of the Appraiser.
5/21/2018 3:32:33 PM 7/7/2016 2:42:22 PM- Help!! I am getting out!!!!
5/5/2015 4:20:39 PM 2/16/2016 2:42:16 PM 7/26/2016 7:09:35 PM- It would add to AMC & Lender influence on the Appraiser/Appraisal - Bad Idea.
1/2/2016 7:20:47 PM 3/28/2016 6:53:05 PM 12/27/2016 9:43:28 PM 8/8/2017 8:43:22 PM- AMC's do not offer appraisers a future.
7/11/2017 10:05:51 PM - AMCs want to make a profit which conflicts with the interests of appraisers
2/19/2018 9:34:18 PM - Would provide additional value added benefits to dues paying members of the associations by making appraisal work available to members at R&C fees
3/3/2016 2:52:55 PM 7/11/2017 9:29:18 PM- keep them out. They are only looking to lower fees
2/5/2017 6:12:13 PM 8/1/2017 10:55:09 PM 9/6/2016 11:12:52 PM 2/20/2018 8:53:27 PM 6/1/2017 7:36:33 PM- Ok after reading these extensive comments concerning AMCs; I must say change is needed! Let's simply include these inspections with the insurance process.. it seems more fitting the costs should be added into the note? Crazy concept? Think not! Platforms are to simplify the process to better service the customers... These are big investments? We need simple plain processes... Let's make financing homes more appealing. I think that makes more since?
Who knows maybe it could open the opportunity for skilled trades to evolve back into a technical occupation that is worth the pain.
I vote centralized forms; a clear foundation with incentives we can track.
10/15/2018 7:15:04 AM 11/30/2016 5:41:51 PM 4/28/2016 1:16:59 PM 11/29/2016 7:14:22 PM 9/3/2015 2:54:02 PM 9/7/2017 1:59:40 AM 4/16/2015 5:17:26 PM 8/27/2016 1:31:28 AM 5/14/2015 9:47:51 PM 4/21/2015 5:25:48 PM 1/5/2016 10:41:42 AM 1/2/2016 9:42:07 PM 5/26/2016 6:51:40 PM 8/25/2015 4:56:10 PM 8/28/2015 2:06:03 PM- No---they don't represent appraisers
8/9/2016 12:11:57 AM 8/31/2016 5:37:38 PM 5/19/2015 3:20:38 PM- They need to go out of business~!!!!!
8/25/2015 4:59:43 PM 4/30/2015 9:30:54 PM 5/4/2017 7:35:05 PM 2/9/2016 4:35:28 PM 9/4/2017 5:28:17 PM 12/8/2015 2:23:05 PM 8/13/2015 3:04:03 AM 9/13/2016 6:16:19 PM- I am aware that getting information through a survey can be difficult. My point being, that like many other issues, it depends which AMC one would include. I think better communication between the two entities would knock down some hurdles. I also think that some organizations would sign up just to keep tabs on the valuation community, although that's fair easy by reading any number of blogs and forums. Yes, we should act professionally and work towards a good report, we probably never will.
5/13/2015 9:08:33 PM 8/17/2017 7:57:46 PM 10/22/2015 4:47:45 PM 12/22/2015 2:21:27 PM 9/22/2015 6:27:27 PM 10/27/2016 6:49:32 PM 8/21/2017 5:03:03 AM 11/5/2015 5:11:56 PM 5/3/2017 10:33:24 AM 12/1/2016 8:43:59 PM 7/20/2016 5:34:10 PM- Their objective is to appraise to a boxed model - rather than be a valuer. Though mortgage appraisers need to better understand the risk-scope and use of mortgage purposed appraisals.
5/21/2015 2:48:07 PM 12/31/2015 3:24:36 PM- It takes two to tango. let the other axis of power know what we go through. Who said? "keep your friends close, keep your enemies closer.
7/16/2017 10:43:37 PM - No AMC could be of value. They are a disease in what could be a healthy relationship.
8/10/2017 6:12:52 PM 11/22/2016 10:27:28 PM 2/21/2017 10:21:58 PM 6/24/2016 3:23:16 PM 2/9/2017 10:54:36 PM 11/8/2017 12:32:51 AM 11/6/2016 8:50:17 PM 8/28/2016 8:43:20 PM 10/22/2015 7:55:08 PM- They need to GO AWAY!
3/20/2017 5:59:43 PM 10/27/2015 4:29:17 PM 5/4/2016 12:12:54 PM- I thought the whole point of having a AMC was to act as a fire wall. Why would want to create a specious relationship.
11/6/2017 9:02:07 PM 3/21/2017 7:50:52 PM 12/15/2015 2:56:58 PM 8/28/2015 4:46:39 AM 9/7/2018 1:44:06 PM 8/26/2016 6:42:41 PM- Mos t of them have set themselves up as the Appraiser`s Standards. They have hired some tenured hacks and some instructors to set up and interpret USPAP and how it will be enforced by them. When the apperaiser receives an order with 8-10 pages on the scope of work. the addendums, and everything else in the repoert, it isn`t the appraisers report. It is their report skewed to their own interests and everyone knows it!
7/20/2015 9:06:12 PM 4/17/2018 6:55:27 PM 12/11/2017 4:46:59 PM- Benefit to whom? Professionals are professionals and belong or don't per their preference; all others are business people (and that's where most of the demand is).
8/26/2016 6:14:15 PM - AMC's slow the entire process down and do not help streamline the process in addition to taking a portion of the appraisers fee.
12/31/2015 3:53:33 PM - Seriously? You have to ask why?
4/26/2018 7:41:10 PM - If you see them in the flesh and eye-to-eye, my guess is there would be a higher degree of forthright communication. If appraisers are to be held as true professionals and worthy of trust, those we deal with should be "same-page" and all held responsible to act accordingly. It is well known that real estate is likely to be the largest investment most folks ever make. It should be highly accountable and trusted at all levels.
5/21/2016 12:25:04 AM 6/2/2015 2:55:54 PM 8/18/2017 2:21:33 PM- No AMC could be of value. They are a disease in what could be a healthy relationship.
8/10/2017 6:12:50 PM 1/26/2016 5:21:08 PM 1/4/2017 3:59:25 AM 7/30/2015 2:33:07 PM 9/6/2017 6:02:02 PM 8/2/2017 8:27:41 PM 11/24/2015 5:52:13 PM 3/16/2017 6:52:05 PM 4/30/2015 3:43:50 PM 9/1/2016 12:49:25 PM 6/15/2017 9:01:02 PM- OK if done diligently
8/25/2016 8:20:31 AM 2/18/2016 5:13:53 PM- They are in the pockets of lenders now using specific appraisers for the lenders to make all there values on both sales and refinance. Not all of them but most AMC work that way.
6/12/2018 7:46:22 PM 7/7/2016 2:13:28 PM- The questions isn't clear.
2/14/2017 7:22:33 PM - We need to shout this out loud and clear. The real costly threat of losing billions of dollars is to the mortgage back security investors. When highly experienced appraisers are forced out of the mortgage business the risk of loan failure rockets again through the roof. False values lead to fast money on the short end for commissioned loan sales reps who have no responsibility for the integrity of the loan documents including inflated appraisal values which are sold to the secondary market of investors who believe they are really buying into a safe transparent financial investment. The secondary market should be the source of absolute outrage and demand without budging the highest level of appraisal professionalism from on the street and in the market appraisers. Zillow should be identified as a very dangerous source costing millions in losses due to financial decisions from ill informed very unsophisticated hard working families.
1/30/2017 10:09:37 PM 6/18/2015 2:26:58 PM 6/20/2017 6:18:22 PM- What will happen after Dodd Frank is repealed?!?!?!
1/4/2017 12:46:37 AM 11/3/2015 4:10:04 PM 7/3/2018 5:51:17 PM 8/2/2017 7:33:24 PM 5/1/2015 2:00:17 AM 11/27/2017 3:40:34 PM 6/23/2015 7:59:45 PM- AMCs are a management company, not appraisers. Their interest is how fast and how cheap. Appraisers interest is reasonable time to complete the assignment and paid a reasonable fee for the time to complete the assignment.
7/21/2016 12:16:43 PM 8/31/2016 7:26:53 PM 5/19/2015 8:55:21 PM- Unless they are paid appraisal members, no reason for them to be at the meetings.
4/21/2017 12:13:39 AM 7/27/2016 1:00:57 AM 9/2/2015 4:29:53 PM 8/19/2016 9:45:50 PM 8/15/2017 5:52:42 PM 6/23/2015 1:18:48 PM- AMC exist to reduce lender liability and outsourcing of the order process.
1/18/2017 3:03:16 PM 11/17/2015 3:44:05 PM 6/20/2016 7:10:30 AM 10/27/2015 1:25:01 PM 6/11/2015 5:13:35 PM 8/16/2016 8:50:40 PM 5/25/2017 9:16:44 PM 8/28/2018 8:39:07 PM- Have you been affected by the silent Google update?
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7/22/2015 10:26:24 AM 8/24/2015 12:54:32 PM 11/15/2016 7:57:11 PM 10/28/2015 11:34:36 AM 5/3/2017 12:35:11 AM- AMC's have reduced the charge from all employers to their workers "do your best work within a reasonable time frame" They demand fast turnover and reward the appraiser with pittance. Shameful
10/7/2018 4:10:18 PM 8/9/2016 6:52:40 PM 3/29/2017 4:36:10 AM 8/18/2015 3:43:43 PM 8/15/2017 7:47:28 PM- amcs suck they have ruined the profession. Their biggest concern is turn time and they want to use Joe $200 so they can make more money.
4/23/2015 8:55:47 PM 8/28/2016 5:21:37 PM 7/12/2016 7:37:13 PM 8/2/2018 7:25:41 PM- You have to ask?
8/20/2015 6:50:55 PM 9/5/2017 6:35:03 PM 9/22/2016 6:38:54 PM 4/28/2015 5:51:06 PM 8/12/2015 9:57:35 PM 10/19/2016 5:27:54 AM 2/10/2016 12:35:37 AM- AMCs are a cancer in the appraisal world.
9/14/2017 5:53:34 PM - The biggest problems with AMC's are lack of training and knowledge. They hire the cheapest help and have them reveiw reports or hound us for updates, which are often not read, so we appraisers get to the point of why bother. Then they wonder why we don't update.
10/12/2017 10:27:58 AM - NO, NO, NO, AMCS!!!!!
5/25/2017 8:12:11 PM 8/12/2015 4:48:51 PM 2/15/2017 12:30:48 AM- AMC's are just taking a job away from a person who could get paid by the client in house to do the exact same thing. Several lender/clients have started to figure this out and this still keeps the cost of the appraisal down for the borrower.
9/17/2015 2:38:07 PM - Keep the bottom feeders out
8/3/2015 4:57:00 PM - Bank-owned AMC's tend to perceive appraisers as obstacles or scapegoats not partners, non-bank owned AMC's are client driven. Neither type of AMC supports the appraisers independent and in the interest of the public good.
3/29/2016 3:00:30 PM 2/4/2016 10:21:49 PM 6/15/2017 7:55:21 PM 10/2/2018 8:08:23 PM 10/31/2017 6:00:27 PM 9/8/2016 6:13:12 PM- no
8/30/2018 6:43:14 PM - Hi,
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5/23/2018 12:40:45 PM 10/27/2015 6:35:07 PM 1/2/2018 8:35:21 PM 2/20/2018 6:02:21 AM 7/2/2015 1:40:10 PM 6/24/2016 3:27:34 PM 8/12/2015 9:53:28 PM 6/18/2015 3:37:19 PM- Are you on drugs? Management is NOT appraisal. News flash, tail wags dog, makes dog look happy, but is dog really happy? VRMC, Valuation Review Management Company, just created. Nothing can be publish without approval of VRMC. Publish that!
4/27/2018 6:19:05 PM 9/24/2016 6:33:38 PM 12/21/2016 3:20:18 PM- appraisers are a commodity to them, nothing else
4/29/2015 3:02:05 AM 3/17/2016 1:39:22 PM 6/23/2016 1:28:30 PM 4/19/2016 1:39:18 PM 9/5/2015 12:41:04 PM- They are parasitic and operate on a completely different business model than licensed appraisers. They are the ruination of the profession
9/2/2015 3:49:42 PM 10/11/2017 1:43:28 PM 5/19/2017 1:05:17 PM 4/21/2016 2:21:40 PM 1/5/2016 2:39:08 PM 11/18/2016 4:46:24 AM- An appraisal management company is independent of influence on appraisers; if that entity [AMC] is not a part of the other entity [Appraisers]
7/9/2016 10:47:45 AM 4/26/2016 2:40:51 PM 8/16/2017 12:27:20 AM 8/23/2015 4:31:57 AM 5/10/2016 2:40:05 PM 5/12/2015 5:37:49 PM 5/14/2015 2:30:04 PM 8/18/2016 1:20:12 PM 1/18/2017 2:36:27 AM 9/6/2017 5:46:47 PM- It matters not. The AMC FUCK the appraiser's on a regular daily basis. They inflate the cost of an appraisal to a consumer, then skim the difference between the reasonable and customary fee an appraiser would charge a consumer. Then they force the appraiser's to work for less than the reasonable and customary fee and skim the difference off the bottom. The AMC makes the same, IF NOT MORE than the appraiser does for pushing the paper. To me that should be criminal. AMC's claim they send their orders to the appraiser's that offer the best quality and quickest turn around time. LIE!!! They send the orders to the appraiser that is willing to do the work for the CHEAPEST FEE. PERIOD... AMCs have their place, but it is not in the appraiser's wallet...
7/11/2015 2:26:51 PM - Amc only care about making money off appraisers. The appraisal today should cost $800 minimum fee to appraisers.
12/10/2015 3:52:12 PM 10/26/2017 6:06:17 PM 9/2/2015 5:49:21 PM 5/28/2016 2:18:17 AM- Communication and education are keys to improving our profession and should be as freely accessed as possible. I'm retired now but writing a new small book on valuation for the common man.
10/12/2017 11:01:33 PM 8/8/2017 12:55:51 PM 8/12/2015 5:00:17 PM 9/6/2017 7:40:47 PM 6/6/2017 7:57:17 PM 9/27/2017 1:02:13 AM- Hhh
3/7/2017 8:10:41 PM 4/28/2015 8:47:24 PM 10/13/2016 7:45:08 PM 8/8/2016 7:44:31 PM 3/7/2017 7:55:14 PM- " Hi, I'm with the Government and we are here to help you" This was the first thing that came to my mind when I saw Freddie proposes to help appraisers.
12/8/2016 8:25:44 PM 9/13/2016 8:35:49 PM- Their loyalty is to the banks, their client, and NOT to the appraiser!
2/16/2017 7:37:06 PM 8/25/2016 5:17:49 PM 1/9/2018 7:04:49 PM- I do not feel they are a voice for the appraiser and should not be included in organizations that exist for appraisers. They can be included in certain organizations, as well as belong to their own, but if the organization is for the benefit of appraisers, then they would detract from the conversation.
9/3/2016 1:06:48 AM - Reviewers do not seem to know our local rural market and difficulty finding comparable properties. I do not think there is 1 AMC in our state of MT.
8/6/2015 2:49:42 AM 5/15/2018 7:43:18 PM 8/12/2015 6:44:53 PM 2/18/2017 8:33:45 PM- No person representing himself as an AMC has ever contributed to the efforts of the lender. Only a liability an added cost
1/26/2016 6:32:01 PM 1/14/2016 4:06:34 PM 10/12/2017 7:31:32 PM 7/5/2016 8:04:03 PM 3/3/2016 5:39:23 PM 10/1/2015 3:18:22 PM 2/11/2016 5:34:50 PM 6/16/2016 1:50:03 PM 8/27/2016 2:45:31 PM 12/20/2016 2:09:18 AM 1/4/2017 5:39:32 AM- I think this would promote an enriched atmosphere of working together and minimize the adversarial relationship that exists.
2/23/2017 8:51:51 PM 7/7/2015 5:43:20 PM 6/15/2015 1:55:21 AM 9/17/2015 9:21:54 PM 5/14/2015 2:56:12 PM- Get rid of AMC's
10/20/2017 6:10:25 PM 8/12/2015 6:11:24 PM 8/12/2015 6:11:50 PM- Appraiser's major complaint are the AMC's so why would you include them in an organization for appraisers? Appriasers already have no voice. let the AMC's have there own organizaiton
7/30/2016 8:25:07 PM 8/2/2018 5:45:08 PM- I think it is always helpful to walk a mile in someone else's shoes. It would help AMC's and appraiser's to understand each others concerns.
12/1/2015 5:57:36 PM 1/19/2016 4:27:22 PM 8/3/2015 3:32:40 PM 8/8/2016 7:44:35 PM 5/12/2016 1:16:17 PM 8/11/2015 2:17:25 PM 10/1/2015 2:09:22 PM 9/2/2015 5:15:26 PM 5/1/2018 6:32:35 PM 8/8/2018 10:34:29 AM- It would be absolutely stupid to include the most detrimental component of the appraisal profession in any professional organization. Any more stupid questions?
9/15/2015 1:39:00 PM - AMCs are useless parasites that add no value to the real estate industry.
7/12/2017 2:48:18 PM - I don't think that non-fee appraisers should be included in AI
8/15/2017 10:14:58 PM 8/19/2015 5:36:25 PM 8/9/2016 2:45:15 AM- no
8/21/2015 5:53:31 PM 8/9/2016 1:28:41 PM 8/26/2016 6:20:26 PM 12/29/2016 9:55:27 PM 9/2/2016 5:23:37 PM 7/10/2015 2:08:11 PM 8/8/2016 10:37:35 PM 11/19/2016 1:55:22 AM 5/3/2015 12:24:49 AM- AMCs are out for themselves and their bottom line. NOT for the most highly qualified appraiser and what it takes to pay that appraiser.
5/26/2015 7:46:49 PM 10/26/2017 5:40:42 PM 11/11/2015 2:15:41 PM- AMC's erode Appraiser confidence in being able to earn a reasonable living wage. They also discourage the use of a new trainee. Were are the new appraisers coming from? There is not enough 'meat on the bone' for an appraisal prationer now. They can not split a fee with a trainee.
4/5/2016 3:54:57 PM 9/10/2016 4:49:46 AM- THAT WOULD MAKE THEM MORE APPROACHABLE.
8/21/2015 2:36:21 PM - When are you going to have a new poll? This one is several months old.
5/12/2016 5:30:19 PM - AMC's are not about appraisers, they are about money to be made off of appraisers.
8/3/2015 4:43:19 PM 11/29/2016 8:30:37 PM 5/12/2016 3:03:18 PM 8/30/2018 7:11:22 PM 8/3/2015 4:26:17 PM 7/5/2016 3:06:33 PM 5/28/2015 6:53:39 PM 8/26/2016 6:13:10 PM 5/26/2015 5:59:16 PM 2/16/2017 10:14:00 PM- It would be like sleeping with the enemy.
11/29/2016 7:17:51 PM 8/12/2015 6:03:34 PM 10/17/2016 6:28:59 PM 8/17/2016 6:07:01 PM 8/5/2016 7:49:18 AM 6/9/2015 7:17:00 PM- THEY ARE THE SCUM OF THE EARTH AND SHOULD NOT EVEN BE ALLOWED TO BREATHE THE SAME AIR AS APPRAISERS. THEY SHOULD NOT EVEN EXIST.
8/13/2015 1:16:34 AM 11/14/2017 7:04:33 PM- AMC's Stink!!!!
2/19/2018 9:34:39 PM 6/22/2016 1:38:42 AM 4/21/2016 1:43:25 PM 8/23/2016 6:13:08 PM 8/13/2015 4:43:14 PM 5/4/2017 2:21:45 PM 7/3/2018 6:29:43 PM 1/26/2016 7:11:06 PM 8/26/2015 1:27:36 AM 12/17/2015 4:52:05 PM 3/14/2017 9:20:32 PM 6/30/2015 3:48:07 PM- Would provide insight to appraiser requirements in meeting USPAP and time frame of reporting. In non-disclosure states, AMC's need to understand limited data situations.
12/20/2017 3:14:13 PM 8/18/2017 5:08:41 PM 5/24/2016 3:29:54 PM 9/7/2018 2:32:20 AM 12/9/2015 12:09:31 AM 7/7/2015 5:40:33 PM 2/9/2017 9:07:55 PM 10/1/2015 2:13:43 PM 12/10/2015 11:29:47 PM 2/10/2016 12:47:33 AM- I will not be a member of any appraisal organization that allows membership to any AMC.
8/2/2017 8:18:01 PM 12/2/2016 1:51:42 AM 7/28/2016 6:31:54 PM- Do you really think that core logic would have any desire to sit down with any appraiser Group, They are the worst in the industry at setting fees and turn time and could care less About quality or what the appraiser has to say, their whole business model is to buy Up as many AMC's as they can And develop a monopoly, They are already buying up all the data they can get her hands on. Call them up and ask Them about
there Fees being too low and see what they tell you,they Will tell you who's going to stop us.
10/19/2016 3:00:41 AM 5/30/2017 7:07:00 PM 8/31/2016 7:33:50 PM- Membership has its privileges and benis! Voices bring ideas.
4/8/2016 6:53:44 PM 5/3/2017 1:19:55 AM- Aloha. Appraisers communicate. The better and more comprehensive the inclusions, the higher the value of the product you provide. Get the AMC's aboard for this ride. This being said by an old retired SRPA. Not too many of us around no mo! I pick Kona coffee now and wake up to the smell every day. Poor moi!
4/18/2017 10:09:54 PM 6/2/2015 2:23:43 PM 9/7/2016 1:23:13 PM 8/3/2015 3:42:24 PM 9/24/2015 4:32:30 PM 8/21/2015 4:37:19 PM 8/21/2015 8:40:05 PM 5/3/2017 3:46:53 AM 8/24/2017 9:00:05 PM 8/1/2018 12:02:53 AM- AMCs have not been the appraisers friend and is not welcome in appraiser organizations. AMC's are trying to take over the appraisal industry because their own industry is not sustainable.
3/3/2017 12:02:09 AM - They repress appraisal fees, sell the data, save the lenders internal opps overhead and make the appraisers cover that expense, they add nothing, they must show what they do and what they charge the client for THEIR services and get out of the appraiser's income stream. If the AMCs pay for all the appraisers: E&O insurance, Appraisers continuing ed fees, membership fees and fully support appraiser's full fees for on time highest quality work then they are on the right path to survive.
4/18/2017 9:45:15 PM - AMC'S have their own agenda, wanting appraisers to indemnify them from wrongdoing in some instances. Clearly, they do not have the best interest of the appraiser in mind and would work against the work of ab appraisal organization.
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11/2/2017 5:19:04 AM 4/5/2016 3:31:05 PM 3/3/2017 1:04:05 AM 8/23/2016 10:59:18 PM 7/21/2015 9:07:56 PM 3/16/2017 9:26:04 PM 6/28/2016 1:38:17 PM 12/3/2015 5:16:09 PM 2/7/2017 7:43:10 PM- AMCs "could" benefit from membership, but the overwhelming lack of quality by AMCs would not benefit appraiser organizations.
8/8/2016 6:46:54 PM 7/25/2017 6:37:02 PM- One appraisers are actually paid a fair and reasonable fee and the AMC's charges are to the lender and not take from appraisal fees and this is printed in all lending documents and closing statements they should all be rated and reported on a WEB SITE including fees paid to appraisers and the details of AMC services and their compensation by all certified appraisers.
8/16/2017 6:45:37 PM 4/19/2016 12:31:25 PM 11/5/2015 2:57:41 PM- I would quit any appraiser organization that had AMC pond scum as members.
12/22/2015 10:12:29 PM 8/4/2015 2:53:56 PM 2/16/2017 10:45:02 PM 8/24/2015 4:01:52 PM 5/27/2015 3:32:43 AM 10/17/2017 11:18:36 PM- Abolish all AMCs.
9/17/2015 2:32:30 PM 8/21/2017 3:45:59 AM- amcs want to control entire appraisal process; as well as appraisers' fees. typical and customary is not what they want
1/3/2018 7:50:25 PM 8/24/2017 6:38:00 PM- the more that understand what it is that we do. will definitely help.
8/20/2016 3:00:20 AM - AMC's are killing this business by depressing fees and driving appraisers away from the business. NOTE: There will be a time when there will not be enough appraisers and the big banks will rely on automated valuation models. These models will over value poor properties and under value good properties. This will result in ANOTHER big bank meltdown and will end up costing the American taxpayer MORE money for ANOTHER bail out.
8/12/2015 5:18:08 PM 6/16/2015 1:43:31 PM 8/26/2016 6:22:51 PM 12/15/2015 3:30:07 PM 11/4/2015 5:33:58 AM 4/4/2017 11:34:36 PM 9/2/2016 2:35:03 PM 4/5/2016 2:15:11 PM- you cant speak openly about amcs when they are in the org
1/27/2017 9:31:42 PM - They have their own agenda and the appraisers are just a means to their bottom line
8/8/2016 8:12:33 PM 12/22/2016 7:50:21 PM 4/7/2016 1:01:14 PM 10/22/2015 2:19:46 PM- Get rid of AMC's.
1/11/2018 9:21:20 PM 11/7/2017 7:02:24 PM 6/26/2018 8:33:02 PM 11/8/2016 9:32:46 PM 8/8/2016 6:07:33 PM 3/3/2016 2:53:32 PM 7/30/2015 3:23:09 PM 4/16/2015 1:36:07 PM 12/22/2016 11:39:55 PM 8/3/2015 4:54:53 PM 7/28/2016 2:39:08 PM 8/23/2016 8:08:48 PM 8/21/2015 5:07:20 PM 3/31/2016 3:19:40 PM 12/23/2016 7:20:04 AM 1/10/2016 11:22:53 PM 12/16/2016 2:12:01 AM 8/9/2016 3:18:20 AM 3/24/2017 2:48:41 PM 7/14/2015 2:45:15 PM 7/6/2018 8:14:43 AM 1/23/2018 1:04:03 AM 1/18/2017 12:23:09 PM 8/31/2016 8:15:47 PM 7/5/2016 3:36:21 PM 8/19/2015 1:33:23 AM 9/18/2015 7:29:52 PM 1/25/2018 8:19:58 PM- I don't need to be taught by an AMC how to write a report. They try to dictate verbiage that makes it easier for their reviewers to review. Question is: are there reviewers even appraisers. And many of their portals take an additional half hour or more to get the report to send. Our time is worth something. AMC's are of no benefit to appraisers that I can see. There is still undue influence, since the loan officers tell the borrowers to let the appraiser know what their financial goals are. I repeatedly have to instruct the borrower that we cannot have this conversion. They don't care. They want what they want when they want it.
9/12/2017 8:56:33 PM 4/30/2015 2:12:34 PM 4/26/2017 12:02:53 AM 8/30/2018 6:40:26 PM 3/5/2016 2:34:52 PM 12/18/2017 6:11:08 PM 2/14/2017 9:42:26 PM- Many AMC's are being run by unlicensed individuals and are as bad or worse than the lenders were at appling presure to appraisers to commit illigal acts. The AMC's have their own 'black list' that they share and an appraiser performing legally being asked to perform illigally is suddenly out of business as their name is circulated on the 'black list'. This is the reason I stopped working for all AMC's and do only work for clients who want an honest appraisal.
The AMC's only exist becuase the banks found them to be another profit center by taking part of the appraisal fee. Any bank/lender may control their own list of appraisers. I'll be happy to consult on how. They will recieve better appraisals in timely manner and bith the lender and appraiser will be to resolve any issues more directly.
5/22/2015 10:48:21 AM 11/17/2016 7:04:15 PM 8/9/2016 9:43:30 PM 8/18/2015 7:08:11 PM 8/3/2015 4:09:33 PM 12/28/2016 1:01:19 AM 6/25/2017 7:34:39 PM 1/1/2016 6:04:39 PM 1/10/2017 11:21:34 PM 12/8/2015 3:01:57 PM- all the appraisal management companies appeared to work based on the same formula how fast, how cheap and they all put up front like they really care about quality. When in reality quality appears to be on the very bottom of the list.
5/21/2015 7:17:49 PM 5/4/2017 8:38:15 PM 5/5/2017 3:52:37 AM 11/10/2015 4:29:23 PM 9/8/2016 7:24:09 PM- The AMC's have under valued appraisers services for years and would only now have a better platform in which to erode our profession.
4/11/2017 12:55:01 AM 11/10/2015 3:35:22 PM 12/31/2015 2:48:49 PM 7/5/2016 7:09:09 PM 8/11/2016 8:15:06 PM 4/13/2017 7:08:47 PM 3/14/2017 5:55:41 PM- AMCs are a separate issue than what primary focus of appraiser organizations should be. However, AMCs should have a separate organization but include appraisers and lenders from other industry organizations, etc. to help understand and resolve needs.
11/16/2016 1:02:58 AM 8/15/2017 8:37:17 PM 4/19/2018 8:16:23 PM 10/1/2017 8:22:13 PM 4/24/2015 12:39:44 PM 7/13/2017 7:28:51 PM 9/7/2016 5:33:29 PM- What would the purpose be of including AMCs
6/21/2016 9:23:53 PM 3/24/2016 9:28:27 PM 8/21/2015 3:38:42 PM 4/6/2017 11:32:25 PM 2/25/2016 5:00:43 PM 3/17/2018 12:35:57 AM 9/23/2016 7:45:59 PM 5/14/2015 11:49:22 PM 12/31/2015 5:25:17 PM 8/26/2016 10:19:43 PM 2/4/2016 3:13:04 PM 5/12/2017 9:15:45 PM 5/12/2017 2:31:05 PM 9/28/2018 11:19:14 AM- You would just be piling the problems higher and deeper with no positive results.
8/13/2015 4:24:18 PM 11/24/2015 6:52:26 PM 5/26/2015 6:09:08 PM 3/28/2017 6:07:17 PM 2/18/2016 5:23:22 PM 4/14/2016 2:28:09 PM 8/8/2016 8:34:36 PM 8/17/2015 9:12:21 PM 11/23/2016 2:30:28 PM 7/7/2017 1:30:35 AM 8/5/2015 4:26:57 PM- More amc's? Oh please god no.
3/3/2016 2:57:44 AM 1/17/2017 7:39:20 PM 12/22/2017 1:39:03 PM 11/10/2016 11:14:51 PM- they don't belong in appraiser organizations at all.
10/15/2015 6:25:55 PM 3/8/2016 8:36:40 PM 8/3/2015 4:39:32 PM 6/11/2015 10:38:11 PM- whoah this blog is wonderful i like reading your articles. edfeakfaddgegdde
5/22/2015 2:54:27 AM 4/28/2015 4:49:44 PM 4/27/2017 8:14:47 PM- AMCS should never have exhisted.
1/31/2017 7:22:46 PM 10/19/2016 12:40:54 AM 7/5/2015 6:38:59 PM 12/31/2015 10:10:27 PM 8/21/2015 5:07:04 PM 11/8/2017 7:53:44 PM- AMC involvement with appraiser organizations is likened to the proverbial fox sleeping with the hens...only the fox (AMC) benefits. AMCs are in it for the buck and in large form provide zero benefit toward ensuring quality in the industry...merely only a broker/pimp for securing the appraiser and ensuring industry-required separation from production. It is really insulting lenders have to have greater oversight of AMC-provided products due to not providing services (quality review) expected/promised.
9/2/2015 5:12:30 PM - The biggest possible benefit would come from those Appraiser organizations with enough hair to "educate" these bottom-feeder AMCs the importance of paying Reasonble & Customary fees.
4/30/2015 2:39:20 PM - Two very different objectives between AMC's and appraiser organizations.
4/13/2017 7:37:06 PM 7/15/2015 9:33:28 PM 5/10/2016 5:23:25 PM 12/22/2016 10:59:45 PM 9/29/2016 11:33:48 AM 10/21/2015 12:50:18 PM- No, No ,NO! I will leave an group that allows AMC's in!
3/16/2017 9:23:28 PM 7/7/2016 7:48:17 PM 1/14/2016 4:25:37 PM 4/14/2016 1:32:22 PM 4/30/2015 1:49:08 PM- you still need to see the property being appraised..
8/7/2017 11:50:14 PM - More is better
8/17/2017 5:45:10 PM 3/28/2017 8:40:16 PM 6/23/2015 9:26:06 PM 10/1/2015 7:23:14 PM 9/2/2015 5:52:31 PM 4/21/2015 3:37:37 PM 7/7/2016 1:56:31 PM- AMC's don't care for the quality, just the fee and TT.
8/21/2015 3:02:11 PM 12/17/2016 11:34:56 PM 10/10/2018 2:31:44 PM- AMCs are the useless parasites in this profession. They add no value while increasing costs and time.
7/17/2018 7:22:37 PM 11/3/2015 9:42:59 PM- Definitely detract. Two overall different sets of vision, mission, goals and objectives for both types of players.
10/4/2016 6:36:24 PM 8/10/2016 2:46:20 PM- Depends but increasing AMCs could lead to unnecessary costs.
3/14/2016 4:21:14 PM 6/12/2018 5:27:10 PM 8/30/2018 8:20:07 PM 12/19/2015 6:11:23 PM 11/7/2017 7:38:59 PM 10/25/2016 6:09:35 PM 11/22/2016 9:22:22 PM 8/31/2018 8:48:18 PM 8/18/2018 7:59:51 PM 11/3/2015 2:33:54 PM 7/16/2015 8:14:10 PM 8/1/2018 12:18:17 PM 8/11/2015 12:09:32 PM 5/5/2015 10:43:23 PM 5/12/2016 9:16:27 PM 7/6/2017 9:17:17 PM 7/26/2017 3:30:39 PM 12/28/2017 8:22:31 PM 8/27/2016 7:32:10 PM- Do away with AMC & this profession would be better off.
4/17/2018 6:49:52 PM 9/9/2016 12:57:42 AM- AMC's have destroyed the appraisal profession. I have been appraising for 30 years and I predict that AMC's will cause the next financial collapse. They operate with NO local knowledge which is very dangerous for lenders.
8/13/2015 2:11:57 PM 1/14/2016 3:24:26 PM 8/21/2015 7:39:36 PM 10/22/2015 4:41:03 PM 7/7/2016 1:35:17 PM 10/23/2016 12:33:12 PM 11/12/2015 6:14:19 PM 8/3/2015 5:50:54 PM 4/3/2017 2:52:31 PM 5/9/2017 7:30:09 PM 8/23/2016 5:56:06 PM 8/3/2017 1:43:48 PM- THERE WOULD BE MORE RATS COMPETING FOR LESS CHEESE
4/5/2016 12:57:20 PM 8/3/2015 3:58:08 PM- The public has yet to take the financing and appraisal industry serious. They feel hay its another hoop to jump through. If I fail to get the loan, home ownership is not what its cut out to be.
12/21/2016 5:01:26 PM 7/26/2016 5:37:12 PM 11/30/2016 12:47:50 AM 6/29/2018 4:10:17 PM 5/14/2015 5:20:00 PM- The AMC model is a disaster to the appraisal profession
8/16/2017 1:16:24 AM 7/13/2017 10:17:07 PM 6/12/2018 5:28:19 PM 7/19/2016 11:45:10 PM 5/28/2015 1:53:38 AM
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