You may remember reading about a a Philadelphia mortgage scheme that was fueled by fraudulent appraisers earlier this week. That lawsuit has yet another addition. The fifth defendant is charged with participating in a massive mortgage fraud conspiracy that operated between May 2004 and February 2009, primarily in the West Philadelphia section of the city of Philadelphia, involving KREW Settlement Services. KREW is a Philadelphia real estate settlement company that is alleged to have been at the center of the conspiracy. The defendant is alleged to have directly participated in securing a $324,000 mortgage loan from Washington Mutual Bank on 4930 Kingsessing Ave. in Philadelphia based on the submission of a false loan application and other false documents. The information alleged that other co-conspirators helped prepare the false supporting documentation, including false appraisal and false tax returns for Murphy, and failed to record Washington Mutual Bank’s mortgage.