A woman was charged with participating in a mortgage fraud conspiracy involving more than 100 Philadelphia properties and more than $20 million in fraudulent loan proceeds. She is charged with conspiracy to commit loan and wire fraud, making false statements in connection with a Federal Housing Administration loan, and loan fraud. The information also seeks the criminal forfeiture of more than $467,000.The conspiracy also included grossly inflated appraisals, false title insurance policies, false receipts for home repairs that were never performed, and straw buyers who knowingly allowed their names and identities to be used to purchase the properties and defraud the banks.