The lights went out. The typical pre-conference chatter paused as the stage of the 2012 National Settlement Services and Compliance Summit stage exploded. The rock concert-style opening video pushed positivity to the front of the stage; the toe-tapping soundtrack sunk into the audience and presenters alike. Mark Sniderman, executive vice president and chief policy officer, Federal Reserve Bank of Cleveland, took the cue with his economic outlook. We might still be in the economic deep end, but we're starting to tread water.